Team Management

Manage your team with role based access

Approve and disburse loans to borrower account in seconds. Every transaction is logged with a full audit trail your team can trust

BUILT-IN ROLES

Admin

Full access, manages settings, team, and products

Accountant

Reviews applications and triggers disbursements

Tech

Read-only access to portfolio data and reports

Team management

Manage your team with role based access

Onboard your entire lending team in minutes. Assign roles (Admin, Loan Officer, Accountant, and more) to ensure every team member sees and does only what they should. Every action is logged for full accountability.

  • Invite team members via email in seconds
  • Assign granular roles and permissions
  • Per-user activity logs for full accountability
  • Manage access across multiple roles
team management

Frequently Asked Questions

Yes. Caltos allows you to create and manage unlimited loan products simultaneously. Each product can have its own interest rate, tenor, repayment schedule, fees, and eligibility criteria, fully independent of one another.

Yes. You have full control over the rate structure (flat, percentage, minimum and maximum values etc.), repayment frequency, tenure, and any applicable fees for each product you create. No restrictions imposed by the platform.

Yes, you can update product details for new applicants at any time. For borrowers already on an active loan, existing terms remain protected unless you explicitly apply a restructure, which is also supported within the platform.

Caltos integrates with leading Nigerian payment providers for disbursements (Monnify, Paystack, Giro etc.) and deduction/recovery platforms (Remita, WACS, Dedukt, Mono). Additional integrations are available on enterprise plans.

Most lending businesses are fully set up and disbursing loans within the same day they sign up. No developers or technical expertise required.

Yes. Caltos was built for any organisation that lends money; microfinance institutions, cooperatives, salary-based lenders, corporate loan schemes, SACCOs, and consumer finance companies.

Ready to run your lending business the smart way?

Join hundreds of lending teams across Africa already using Caltos to manage their entire loan lifecycle from application to repayment.