Portfolio Insight

Full visibility into your loan portfolio

Get a real-time view of every loan, borrower, and repayment across your entire portfolio in one place

Detailed insights

3.6%

Portfolio at risk

90%

Repayment rate

999,000

Active borrowers

What you can track

Disbursement trends

Daily, weekly and monthly volume charts

At-risk loans

Flag overdue and delinquent loans before they default

Custom reports

Export portfolio data as CSV or PDF anytime

Portfolio Insight

See your entire loan portfolio in real time

Make smarter lending decisions with live dashboards and detailed portfolio analytics. Monitor disbursements, track repayments, and generate reports all from one screen.

Real-time portfolio and repayment dashboards
Exportable reports for management visibility

Frequently Asked Questions

Yes. Caltos allows you to create and manage unlimited loan products simultaneously. Each product can have its own interest rate, tenor, repayment schedule, fees, and eligibility criteria, fully independent of one another.

Yes. You have full control over the rate structure (flat, percentage, minimum and maximum values etc.), repayment frequency, tenure, and any applicable fees for each product you create. No restrictions imposed by the platform.

Yes, you can update product details for new applicants at any time. For borrowers already on an active loan, existing terms remain protected unless you explicitly apply a restructure, which is also supported within the platform.

Caltos integrates with leading Nigerian payment providers for disbursements (Monnify, Paystack, Giro etc.) and deduction/recovery platforms (Remita, WACS, Dedukt, Mono). Additional integrations are available on enterprise plans.

Most lending businesses are fully set up and disbursing loans within the same day they sign up. No developers or technical expertise required.

Yes. Caltos was built for any organisation that lends money; microfinance institutions, cooperatives, salary-based lenders, corporate loan schemes, SACCOs, and consumer finance companies.

Ready to run your lending business the smart way?

Join hundreds of lending teams across Africa already using Caltos to manage their entire loan lifecycle from application to repayment.